KLSE Dividend Policy Stocks

KLSE Dividend Policy Stocks

source: http://www.malaysiastock.biz/Dividend-Policy/

Stock Name	Dividend Policy (%)	Total EPS (TTM) (cents)	Expected Dividend (cents)	Last Price (RM)	Dividend Yield (%)	Details
MBSB	30	23.48	7.04	1.380	5.10
LBS	30	13.88	4.16	1.340	3.11
SURIA	35	45.76	16.00	2.160	7.41
VS	40	13.49	5.40	1.160	4.65
TOMYPAK	40	19.07	7.63	2.440	3.13
TENAGA	40	101.75	40.70	13.200	3.08
HOMERIZ	40	9.39	3.76	0.925	4.06
TAMBUN	40	22.77	9.11	1.290	7.06
MATRIX	40	42.27	16.90	2.370	7.13
CHINWEL	40	16.68	6.67	1.760	3.79
MAYBANK	40	72.89	29.20	8.510	3.43
BJAUTO	40	18.08	7.23	2.120	3.41
KSL	40	32.97	13.20	1.270	10.38
BIMB	50	33.95	17.00	3.430	4.95
AIRPORT	50	44.85	22.40	6.030	3.72
MSM	50	41.11	20.60	4.650	4.42
HAIO	50	15.96	7.98	2.400	3.32
DELEUM	50	12.79	6.40	0.960	6.66
AFFIN	50	24.73	12.40	2.140	5.78
CSCENIC	50	7.87	3.93	1.220	3.22
DUFU	50	3.83	1.91	0.520	3.68
HUPSENG	60	6.49	3.90	1.250	3.12
ZHULIAN	60	11.10	6.66	1.440	4.63
AFG	60	30.76	18.50	3.380	5.46
MEDIA	60	6.99	4.19	1.300	3.22
ELKDESA	60	10.26	6.15	1.290	4.77
PIE	67	62.42	41.80	10.200	4.10
BSTEAD	70	29.78	20.80	4.000	5.21
BJTOTO	75	24.07	18.10	3.030	5.96
BURSA	75	37.15	27.90	8.400	3.32
GASMSIA	75	9.29	6.96	2.270	3.07
DIGI	80	22.15	17.70	4.850	3.65
AMWAY	80	49.91	39.90	9.130	4.37
TWRREIT	90	9.20	8.28	1.240	6.67
UOAREIT	90	26.09	23.50	1.640	14.32
IGBREIT	90	7.30	6.57	1.440	4.56
PAVREIT	90	9.35	8.41	1.610	5.23
CMMT	90	11.16	10.00	1.400	7.18
SUNREIT	90	18.72	16.90	1.550	10.87
HEKTAR	90	12.79	11.50	1.510	7.62
ATRIUM	90	12.66	11.40	1.080	10.55
MQREIT	90	8.17	7.35	1.090	6.74
AMFIRST	90	4.22	3.80	0.720	5.28
BAT	90	315.01	283.50	56.000	5.06
AXREIT	95	8.78	8.34	1.560	5.35
KLCC	95	62.68	59.50	7.040	8.46

* Last Updated: Feb 10, 2016

• Counters will only be listed if and only if the dividend yield is more than 3% based on the last 4 quarter results.
• EPS are calculated based on the net profit of the trailing twelve months and latest number of shares issued.

The Best Investing Move To Make Now After a Down Year In 2015

The Best Investing Move To Make Now After a Down Year In 2015

(Source: https://www.fool.sg/2016/01/07/the-best-investing-move-to-make-now-after-a-down-year-in-2015/)

The Straits Times Index (SGX: ^STI) has had a sputtering start to 2016.

After reaching a multi-year high in April 2015, the index has steadily retreated, falling by more than 20% as of yesterday and thus entering bear market territory. (A bear market is defined as one in which stocks fall by 20% or more from a recent high.)

There may be investors looking to make a big move now in search of instant wealth, seeing that stocks have fallen by quite a bunch. But, the best move that we investors can make now, in my opinion, is something much simpler.

Keep calm and carry on

The idea of gaining instant wealth sounds appealing, but may leave a bad taste if things do not work out.

As my colleague Chong Ser Jing has noted previously, the STI’s price-to-earnings (PE) ratio has dwindled to as low as six in the past. If we use the SPDR STI ETF (SGX: ES3) as a proxy for the STI, the exchange traded fund’s (ETF) PE ratio was sitting at 11.6 at the close yesterday. What this means is, if history were to repeat itself, the STI could fall to price levels which are 50% lower than where it is now if we keep earnings constant.

So where does this leave us, Foolish investors?

The first thing to do may be to accept that we have no clue where the market will be at the end of this year or the next. With that setting, we can move on to the next steps.

This is what I’m doing. My approach is to invest on a monthly basis and to keep a cash cushion. My cash cushion will be deployed in stages, in a similar manner to what my colleague Morgan Housel has suggested before. In his table below, Morgan assumes a cash cushion of $1,000 and tries to match the amount to invest with the historical frequency of stocks falling by a certain level.

The underlying assumption behind the deployment of my cash cushion in market declines is that I am able to find good companies at fair prices to invest in. If not, I am happy to sit on cash and patiently wait for the next opportunity. I have used this approach with success.

Admittedly, my approach may not be for everyone. And that’s okay.

The most important thing in investing may be to find the investing approach that keeps you calm in all seasons in the stock market. When you find that approach, it may be the best investing move you can make today and in the decades ahead.

Patience pays for young investors

Patience pays for young investors http://str.sg/ZaYz

PUBLISHED

NOV 15, 2015, 5:00 AM SGT

Youth is wasted on the young, Nobel Prize-winning playwright George Bernard Shaw once said. 

His witticism reminds young people that time is an asset that they should value highly. Experts advocate that you should start investing as soon and as early as possible.

SingCapital chief executive Alfred Chia says with time, you can have the benefits of compound interest. He cites the example of a goal of accumulating $50,000 by the age of 40, based on an investment return of 4 per cent.

If you start investing at 30, your monthly investment sum required is about $338. At 25 years old, that drops to about $203, and at 20, it's only about $136. Just by starting 10 years ahead, the sum required for investment is less than half that at 30, leaving inflation aside.

Mr Marc Lansonneur, DBS Bank's head of investment products in Singapore, explains: "Compound interest is interest revenue derived not just from the initial deposit, but also from the accumulated interest from the previous periods of the deposit, earning 'interest on interest'.

"If the investor does not require regular income or revenue disbursement from his investment, then compounding interest is a sound long-term investment strategy."

But common pitfalls that young people face include a lack of capital, using whatever capital they have inefficiently and dragging their feet on the matter, note experts.

Mr Vasu Menon, vice-president of OCBC Wealth Management Singapore, says many youth are hesitant. "The risk is that the cost of living may rise faster than the pace at which your idle funds grow, in which case, you will be disadvantaged and may find it hard to meet your aspirations and those of your family in future."

Mr Matthew Colebrook, HSBC Singapore's retail banking and wealth management head, says portfolios should be diversified.

"Investing all of one's money into the next hottest stock or initial public offering might be thrilling, but putting all eggs into one basket is not a wise investment strategy.

"Building a balanced portfolio of stocks over time is the more prudent approach to investing. Again, for young investors just starting out, the exchange-traded fund may be a good option as it offers instant diversification to a basket of securities - stocks or bonds." 

Mr Dennis Khoo, UOB's head of personal financial services, says you can start by setting aside just $100 a month for the next 20 years. Based on a dividend yield of up to 5 per cent, this could yield $40,580.

TD Ameritrade Asia chief executive Christopher Brankin notes that young or new investors forget to consider risk while looking at the profit potential of investments. He says risk-defined strategies are effective ways of utilising capital and give a clear understanding of risk-to-reward trade-offs. He reminds new investors: "It is imperative to understand that there may be a need to rebalance one's portfolio based on market conditions."

A mini-guide to investing for young people


•When you turn 18, open an individual Central Depository (CDP) securities account and a stockbroking account. You can link a few broking accounts to your CDP account.


•The broking account will allow you to trade shares. The CDP account is for trade settlement and it maintains your securities on SGX.


•HSBC's Mr Colebrook says high fees and charges would erode the returns from the investment. So why not consider online stock trading platforms? "It could be a good option as it is a relatively low-cost channel."


•Understand your own risk profile and set the level of risk you are ready to accept for your investments, says DBS' Mr Lansonneur.


•Check out investment initiatives that let you invest in blue-chip stocks or ETFs for as little as $100 a month, at banks like DBS or OCBC.


•Spend time to educate yourself about investing and the different instruments. "Investing in personal financial literacy will pay dividends for a lifetime," says TD Ameritrade Asia's Mr Brankin.


•Differentiate between needs and wants, says SingCapital's Mr Chia. "If you can't do that, any money made will eventually be lost."


•Look out for more seminars by MoneySense, the national financial literacy programme, at universities and polytechnics.

Rachel Boon, STRAITS TIMES

8 Habits of a Successful Early Retiree

8 Habits of a Successful Early Retiree
source: DBS / POSB

Create multiple income streams to gradually build your nest egg

Create multiple income streams to gradually build your nest egg | TODAYonline http://www.todayonline.com/voices/posb/create-multiple-income-streams-gradually-build-your-nest-egg%3Fcid%3Dtdycrs-posbvoices2015

Published: 4:16 AM, June 2, 2015
Updated: 6:38 PM, June 2, 2015

Mr Ong Ai Bin began building his retirement savings 20 years ago the way many Singaporeans do — with an insurance endowment plan. Since then, he’s been able to gradually grow his savings by reviewing his portfolio regularly and creating different streams of income.

The 58-year-old technician with SIA Engineering feels that starting early enough to build multiple income streams was important, especially as he has a family to support. Mr Ong has been married for 30 years and has three children, all of whom are now in their 20s.

“I think saving for retirement is a driving force that motivates you to save harder and work harder,” he said.

“When you are young and have a family, you have to work harder to provide for your family. You also don’t know what will happen in the future, so it’s better to have some savings to meet your daily living expenses.”

Multiple income sources

Starting early gave Mr Ong an added advantage — opportunities to develop more diverse streams of retirement income. Rather than put all his eggs in one basket, Mr Ong bought shares in several local blue-chip companies on the open market and still earns dividends from his stocks.

He recently opened a fixed-deposit account and bought an endowment plan with POSB.

Having several income sources from different sectors helped give him peace of mind. If returns from one sector were not as good as expected, income from his other streams could help keep his overall earnings stable.

Early start, lighter load

Another advantage of saving early for retirement is that Mr Ong needs to set aside less money each month to meet his retirement goals.

Mr Ong sets aside about S$400 in savings every month. He and his wife also receive some money from their working children to help with household expenses.

It helps that Mr Ong and his wife are disciplined when it comes to spending. This has helped them save enough to go on annual holidays.

“My wife and I don’t spend on luxury goods, mostly just on our daily necessities. We like Japan and have been visiting the country for the last few years. We’re planning our next trip at the end of the year.”

Staying healthy

Although he is approaching Singapore’s minimum retirement age of 62, Mr Ong would like to continue working after that bridge is crossed, for very practical reasons.

“If I am able to continue working with my company, I would like to continue in a full-time role because I find my work interesting. My children are all grown up, so if I stay at home or work part-time, I may end up staring at the walls at home. Continuing to work will help keep me healthy.”

To stay fit, Mr Ong takes brisk walks along the river near his home in Sengkang. The avid bird-watcher and photography buff usually takes his camera on his walks to photograph the area’s diverse flora and fauna. Apart from staying active, he also does this to address one of his main concerns — his health.

“It’s important to stay active and healthy. When we grow older, our health may deteriorate. So we are not sure what will happen next. I’m very concerned about the cost of healthcare and I think it’s something many Singaporeans are also concerned about.”

Mr Ong is a realist and expects his needs and priorities to change. Thankfully, his foresight in building up several streams of income has given him the stability to help him cope with financial challenges that may arise.